5 Habits to Start Now if You Want to Buy a Home in 2017

If you want to buy a home in 2017, here are the five habits you need to develop right now.

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What are the five best habits you need to start now to buy a home in 2017?

1. Automate your savings. The best way to save money is to not see it. It’s just like having a 401(k) plan or insurance plan that withdraws from your check automatically—if you don’t see it, you won’t spend it.

2. Pay attention to your credit—keep it clean or build it up. If you need to build it up, a loan officer should be able to tell you what to do, whether that involves keeping your balances low or making your payments on time. As stated above, a great way to make your payments on time is to automate them.

3. Live on a budget. This can be a tough one for some folks, but if you don’t know how to limit your finances, there’s no way you’re ever going to save for a house.

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The best way to save money is to not see it.

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4. Learn how to fix things around the house. If you don’t know how to be your own handyman, start studying. When you buy your home—even if it’s brand new—I guarantee that there will be a ton of things you’ll need to fix yourself.

5. Be prepared to pounce. In other words, be ready to make an offer! The only way to do that is by having everything in order. Start working with your loan officer to determine what you’re qualified for. Know everything you need to make your offer the one that’s going to be taken. In our market, you’ll need to be prepared.

If you have any questions about this topic or are interested in buying or selling, please don’t hesitate to reach out to me. I’d be happy to help.

About

Colorado Realtors best friend, I have a passion for helping Realtors to help their clients and increase their business. I'm known for giving them the best service in the industry. I've been in the mortgage business since 1998 and have done every aspect form being a loan officer that worked a loan from lead to closing all the way to managing multiple loan origination teams in the role of an area vice president.

I enjoy people and I have worked with people from all walks of life such as professional athletes, doctors, lawyers to school teachers. I take pride in what I do by striving to be the best, I approach my clients success by education and consultation. It's my job to make sure all clients be it a realtor or a consumer understand the loan process in full in order to make the best choices. I make your financial success my job and it may start with a home purchase!

Mack Humphrey
Fairway Independent Mortgage Corporation

8480 E. Orchard Rd., Suite 2100
Greenwood Village, CO 80111

(720) 771-1308
mackh@fairwaymc.com
mackhumphreyhomeloans.com

Client Success Stories

Sam - “Everything went well working with Mack, the results were exactly what we were looking for! I used to do loan origination so I was probably a pretty easy deal because I know a lot of the process, but what I appreciated was what I like to call “the machine” that he has set up. The fact that his entire team was doing his weekly follow-ups with me and that he had an emails set up so that we could get updates on everything along the way was really great. All of that was beyond what I was accustomed to. I appreciated it because he constantly kept me in the loop through all of the resources that he has.”

Christina - “They were perfect while working with Mack! I’ve know Mack for many years and when we decided we wanted to sell and buy it was a no brainer to go with him. I sent him an email and he had everything ready to go within the next couple days. He is loyal and always kept us notified about what was going on. We got our standard emails but he also would take the time to give us a call and shoot a personal text or email. His communication was great!”

Bradley - “Mack was outstanding! He is family-oriented, had great follow-up, very timely, detailed, and thorough. We never had to worry. During the process we moved to a higher price range and Mack was very crisp in getting us figures on how much our loan monthly payment would be that same week so we could make some quick decisions on it. At the closing he even brought us a $50 to Bed, Bath and Beyond and a bottle of wine to congratulate us which was really, really great!”