How to Get an Offer Accepted in Today's Competitive Market

Buying a home?  Get a free home scouting report

Looking for a home loan?  Start a mortgage application

Getting your offer accepted in today's crazy market can be challenging. I've got five strategies I wanted to share with you to get your offer accepted.

1. Submit your offer at a realistic price. I believe this to be the most important step.
2. Have a full loan application already submitted with credit, and fully approved.
3. Have proof of funds. The seller really wants to know that they have a real borrower that can close on their home. Remember there's another side to this transaction
4. Have a full complete package ready to submit to the listing agent. There's nothing worse that looking like an amateur at this stage.
5. Record a video or write a letter. Write or record a story for the seller about how much you and your family really want the house. My bonus tip for this item is to have the loan officer call and support what you just sent. Listing agents love this because they also want to know that the deal will close.

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Have proof of funds.

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Thanks for watching today. If you have any questions, feel free to call me or email me.

How to Choose the Right Lender for You

Buying a home? Get a free home scouting report

Looking for a home loan? Start a mortgage application

The first thing you want to look for when you're choosing a lender for a mortgage is how responsive they are. When you call, do you get a call back in one hour, or in 24 hours? That will be crucial in the lending process. Secondly, is the lender looking out for your long-term goal or just your short-term one? It's important to be in the right position, because most people change their loan every three years or so.

Next, pay attention to product selection. Are you just being put into something, or are you actually discussing what's best for you? One of the most important things to do is to research the lender. You're trusting this person with everything you have financially. Make sure that when you decide to use this lender, you go on Zillow and see if they have reviews. Look for responsiveness. Ask your agent about them. Sometimes, it's not about the loan - it's about the lender you choose to do the loan.

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Are you just being put into something, or are you actually discussing what's best for you?

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Finally, the last thing is good old-fashioned likability. Are they easy to talk to? Can you tell that they're really looking out for your best interests? That's one of the best ways to determine if you're working with the right person.

I hope you find these tips helpful as you search for a lender, or plan to do so in the future. If you have any questions, please feel free to give me a call!